So, I accidentally charged more than the amount on a prepaid visa debit gift card on an online retailer and it didn't get declined. What will happen? Should I take advantage of this?
asked Dec 18, 2019 at 15:20 33 1 1 gold badge 1 1 silver badge 4 4 bronze badges "Should I take advantage of this?" sounds like you already did. Is the card reloadable? Commented Dec 18, 2019 at 15:32 Is the card associated with you in any way? Commented Dec 18, 2019 at 15:34 @TTT does it make it less illegal if it's not ? Commented Dec 20, 2019 at 21:34@xyious - I ask because if the answer is no, then I question whether it's even possible. It could simply be an auth without a charge that was approved.
Commented Dec 20, 2019 at 22:47The card will not be charged until the order is prepared. Once Amazon attempts to charge the card, it will be declined. If there are no other payment options in your account the package will not be sent.
answered Dec 18, 2019 at 15:59 352 2 2 silver badges 9 9 bronze badges This makes sense. Let's hope OP can confirm this is indeed what happens, if/when it does. Commented Dec 18, 2019 at 16:13I charged it with two items, 1 that already went through successfully (I think. (it was a digital purchase)) that used the card up entirely and another that is a shipment, so we will see.
Commented Dec 18, 2019 at 18:08It's likely the case that the timing and order of those two transactions is what allowed the authorizations to go through, but I don't think that changes Bob's answer (which I suspect will turn out to be true).